Dentists’ Provident is the leading provider of income protection insurance to dentists in the United Kingdom and Ireland.

As a specialist insurer, we understand the complex income protection needs of dentists. Without a steady income, savings soon dwindle and State benefits are not nearly enough to maintain a comfortable standard of living. In short, the financial consequences of ill health can be disastrous. Our contract gives you peace of mind that you and your dependants are financially protected if incapacity prevents you from working. Using an ‘own occupation’ definition of incapacity, we will pay you a regular income, currently free of income tax, if you cannot work due to illness or accident and suffer a loss of income as a result.

Established in 1908, Dentists’ Provident is a mutual organisation, which means we have no shareholders and exist only for the benefit of our members. Every year we allocate a share of the profits from investments and our insurance business to each member, and the bonuses given this way accumulate to a cash lump sum payable on retirement. We are committed to mutuality as we believe this is and will remain the most advantageous business model for our members.

As a member of Dentists’ Provident, your interests always come first, and this is the basis of our highly respected brand and our exceptional reputation for honesty and fairness. Our objective is always to provide members with a comprehensive income protection solution, backed by exceptional service, which is relevant not just today but flexible enough to adapt to your ever changing needs. Key to this is having an intimate understanding of your profession and managing our business prudently. As a result, Dentists’ Provident serves almost half the dentists in the UK and has total assets exceeding £150 million.